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It can take nearly a decade to save money for a 20% down payment on a house in some cities, reveals a SmartAsset report.

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The study also found that at their current saving rates, many millennial renters in big markets would need to save for least a decade before they could afford to make a down payment on a home. Almost.

That means to save for a down payment the average Oakland household would need to save 20% of their income for 9.5 years to afford a 20% down payment on the average home. Even for the average household in San Francisco, who earn nearly 50% more than their Oakland neighbors, saving up for a down payment on the average Oakland home would take.

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In Miami, coming up with the down payment is holding back nearly 65 percent of renters from buying a home, according to a Zillow report. That’s lower than the national average of 70 percent, and lower than what renters reported in cities like Los Angeles, San Jose and San Diego.

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How long it takes to buy a house depends on where you live.. It can take nearly a decade to save money for a 20% down payment on a. Arlington, and El Paso residents need to save for fewer than three years to.. Miami, FL. to earn to buy a home in 23 of the most expensive places in the US right now.

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