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It can take nearly a decade to save money for a 20% down payment on a house in some cities, reveals a SmartAsset report.

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The study also found that at their current saving rates, many millennial renters in big markets would need to save for least a decade before they could afford to make a down payment on a home. Almost.

That means to save for a down payment the average Oakland household would need to save 20% of their income for 9.5 years to afford a 20% down payment on the average home. Even for the average household in San Francisco, who earn nearly 50% more than their Oakland neighbors, saving up for a down payment on the average Oakland home would take.

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You might be able to use a portion of your home’s value to spruce it up or pay other bills with a Home Equity Line of Credit.. Apply for an auto loan for a new or used car or refinance your existing car loan with Chase. Use the payment calculator to estimate monthly. You’re now leaving Chase.

In Miami, coming up with the down payment is holding back nearly 65 percent of renters from buying a home, according to a Zillow report. That’s lower than the national average of 70 percent, and lower than what renters reported in cities like Los Angeles, San Jose and San Diego.

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How long it takes to buy a house depends on where you live.. It can take nearly a decade to save money for a 20% down payment on a. Arlington, and El Paso residents need to save for fewer than three years to.. Miami, FL. to earn to buy a home in 23 of the most expensive places in the US right now.

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