For example, let’s assume you have a $200,000 fixed mortgage for 30 years at 4% interest and no down payment. Your monthly principal and interest is $954.83, but it would take 153 payments until more money is directed to principal than interest. The road to building equity is slow moving.

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The Public Records Online Directory is a Portal to official state web sites, and those Tax Assessors’ and Recorders’ offices that have developed web sites for the retrieval of available public records over the internet. For example, some Recorders’ offices have marriage and birth records available online.

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Before you can get serious about buying a home, you need to get pre-approved for a mortgage. Learn what you need so you can speed up the approval process.

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Comparison shopping for most stuff is easy. You can shop prices and get buyer reviews online for just about everything. Mortgages, though?