Top Mortgage Myths December 17, 2012. There are so many rules, regulations, and stories behind obtaining a mortgage that it may be hard to separate fact from fiction. Here are the top five mortgage myths and the truth behind them: Myth #1: You Must Pay Down at Least 5 Percent

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Mortgage Myth #1 In Real Estate Investing – I Need A Large Down Payment – Vancouver Mortgage. I Need A Large Down Payment – Vancouver Mortgage Gary wong realty. (organizer of Earning Passive.

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This myth is based on the belief that, for example, a $150,000 mortgage with a 5% interest rate is the same across all lenders. This could not be further from the truth. Closing costs and other fees vary from one mortgage lender to another by as much as $5,000 on a $150,000 loan.

As agents, we know there is no shortage of real estate myths that buyers tend to believe before coming into the home-buying or home-selling process. We get many questions regarding false beliefs that can hinder the success of the home sale. Below are the top five real estate myths that buyers and sellers should stop believing.

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