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We’re not financial experts, and obviously we’ve never tried to get a mortgage. We tried to do it right. From the very beginning, we asked and asked when we could lock our interest rate. Our loan officer never explained the process to us, never gave us any guidance (and now we know we weren’t asking the right questions).
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That gave us clear title over the land, the house and was one of the best things we’ve ever done. From that point on we were 100% debt free. No car loans, no uni loans, no credit card debts or personal loans or even mortgage debt. Whatever we earned was now entirely ours to keep. It’s hard to describe how empowering that feeling is but.
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Want up to $3,000/year to help with remodeling? Those who owe less than $300,000 on their home and haven’t missed a mortgage payment in the last year can use Obama’s once in a lifetime mortgage relief program. The program is totally free and doesn’t add any cost to your refi. Will you take advantage before it expires in December 2016?